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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,967 | $183,627+146.7% | $155,602+191.1% | $145,978+210.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.47% | 61.32%-46.8pp | 64.81%-50.3pp | 550.52%-536.0pp |
| Employer contribution / active EE | $45,625 | $5,316+758.2% | $4,675+875.9% | $4,662+878.7% |
| Participant deferral / active EE | $29,481 | $6,466+356.0% | $5,629+423.8% | $6,690+340.7% |
| Admin fee / account holder | $28,538 | $19,327+47.7% | $15,923+79.2% | $13,400+113.0% |