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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,684 | $81,643-62.4% | $70,462-56.5% | $158,950-80.7% |
| Participation rate | 66.7% | 77.7%-11.1pp | 75.1%-8.4pp | 82.0%-15.3pp |
| Annual return | 8.86% | 208.51%-199.6pp | 109.08%-100.2pp | 302.91%-294.0pp |
| Employer contribution / active EE | $0 | $3,218-100.0% | $2,737-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,278 | $4,555-71.9% | $3,710-65.6% | $5,983-78.6% |
| Admin fee / account holder | $7,524 | $6,194+21.5% | $3,845+95.7% | $11,248-33.1% |