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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,785 | $126,661-62.3% | $113,397-57.9% | $138,895-65.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 7.82% | 25.05%-17.2pp | 23.20%-15.4pp | 145.39%-137.6pp |
| Employer contribution / active EE | $2,611 | $3,456-24.5% | $2,977-12.3% | $4,194-37.8% |
| Participant deferral / active EE | $2,867 | $5,693-49.6% | $5,076-43.5% | $6,396-55.2% |
| Admin fee / account holder | $10,704 | $14,549-26.4% | $11,957-10.5% | $12,562-14.8% |