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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,516 | $110,212+22.1% | $96,534+39.3% | $139,466-3.5% |
| Participation rate | 56.3% | 78.1%-21.9pp | 76.0%-19.7pp | 80.3%-24.1pp |
| Annual return | 15.27% | 26.42%-11.2pp | 25.88%-10.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $2,189 | $3,620-39.5% | $2,965-26.2% | $4,754-53.9% |
| Participant deferral / active EE | $3,379 | $5,547-39.1% | $4,851-30.4% | $6,712-49.7% |
| Admin fee / account holder | $4,656 | $11,599-59.9% | $8,253-43.6% | $11,409-59.2% |