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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,755 | $124,346-4.5% | $111,308+6.7% | $167,536-29.1% |
| Participation rate | 55.6% | 79.6%-24.1pp | 77.3%-21.8pp | 82.1%-26.6pp |
| Annual return | 12.92% | 37.45%-24.5pp | 54.67%-41.7pp | 478.82%-465.9pp |
| Employer contribution / active EE | $1,640 | $3,437-52.3% | $2,732-40.0% | $4,839-66.1% |
| Participant deferral / active EE | $2,576 | $5,182-50.3% | $4,487-42.6% | $6,342-59.4% |
| Admin fee / account holder | $1,663 | $10,621-84.3% | $7,965-79.1% | $12,315-86.5% |