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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,553 | $36,948-76.9% | $73,658-88.4% | $87,485-90.2% |
| Participation rate | 74.4% | 46.8%+27.6pp | 57.0%+17.4pp | 68.9%+5.5pp |
| Annual return | 13.60% | 28.64%-15.0pp | 29.72%-16.1pp | 26.06%-12.5pp |
| Employer contribution / active EE | $469 | $670-30.0% | $1,032-54.6% | $2,596-81.9% |
| Participant deferral / active EE | $874 | $1,379-36.6% | $2,062-57.6% | $4,274-79.5% |
| Admin fee / account holder | $1,859 | $2,531-26.5% | $3,357-44.6% | $7,775-76.1% |