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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,389 | $27,943-70.0% | $58,507-85.7% | $75,177-88.8% |
| Participation rate | 73.6% | 38.8%+34.7pp | 50.9%+22.7pp | 67.2%+6.4pp |
| Annual return | 16.37% | 44.22%-27.9pp | 4252.32%-4236.0pp | 160.75%-144.4pp |
| Employer contribution / active EE | $461 | $670-31.2% | $1,053-56.3% | $2,671-82.8% |
| Participant deferral / active EE | $974 | $1,202-18.9% | $1,922-49.3% | $4,126-76.4% |
| Admin fee / account holder | $335 | $1,727-80.6% | $2,486-86.5% | $5,651-94.1% |