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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,053 | $95,415+314.0% | $185,851+112.6% | $85,851+360.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 9.05% | 23.59%-14.5pp | 122.11%-113.1pp | 318.63%-309.6pp |
| Employer contribution / active EE | $12,521 | $3,314+277.8% | $5,168+142.3% | $2,565+388.1% |
| Participant deferral / active EE | $7,132 | $3,424+108.3% | $5,569+28.1% | $3,952+80.4% |
| Admin fee / account holder | $11,957 | $7,215+65.7% | $16,245-26.4% | $6,261+91.0% |