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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,175 | $91,198+241.2% | $178,503+74.3% | $79,856+289.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.52% | 24.20%-16.7pp | 151.12%-143.6pp | 31.71%-24.2pp |
| Employer contribution / active EE | $10,770 | $3,257+230.7% | $5,011+114.9% | $2,471+335.8% |
| Participant deferral / active EE | $6,214 | $3,237+92.0% | $5,202+19.4% | $3,741+66.1% |
| Admin fee / account holder | $128,676 | $6,748+1806.8% | $13,987+820.0% | $5,306+2324.9% |