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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $81,383 |
GREENLEAF TRUST1 year Filed as: GREENLEAF ADVISORS LLC Service code 27 · EIN 47-1303673 | Advisory (Plan) | $48,910 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN BEACON Service code 52 · EIN 75-2401150 | Indirect Investment Fees | $0 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
Filed as: FIDELITY ADVISOR Service code 52 · EIN 04-3335387 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON1 year Filed as: FRANKLINTEMPLETON Service code 52 · EIN 13-3151768 | Indirect Investment Fees | $0 |
LEGG MASON1 year Service code 52 · EIN 52-1200960 | Indirect Investment Fees | $0 |
NUVEEN1 year Service code 52 · EIN 84-6214484 | Indirect Investment Fees | $0 |
OPPENHEIMER1 year Service code 52 · EIN 22-3849391 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,800 | $64,909+160.1% | $82,312+105.1% | $62,293+171.0% |
| Participation rate | 82.5% | 74.9%+7.7pp | 76.9%+5.6pp | 69.5%+13.0pp |
| Annual return | 14.81% | 21.18%-6.4pp | 25.88%-11.1pp | 28.90%-14.1pp |
| Employer contribution / active EE | $3,131 | $1,676+86.8% | $2,428+29.0% | $2,042+53.3% |
| Participant deferral / active EE | $6,992 | $3,103+125.3% | $3,706+88.7% | $3,169+120.6% |
| Admin fee / account holder | $636 | $440+44.6% | $5,608-88.7% | $479+32.6% |