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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $87,681 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: J.P. MORGAN SECURITIES LLC Service code 27 · EIN 13-4110995 | Advisory (Plan) | $53,383 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,065 | $106,247+54.4% | $147,096+11.5% | $77,714+111.1% |
| Participation rate | 97.8% | 78.4%+19.4pp | 82.2%+15.6pp | 70.6%+27.2pp |
| Annual return | 18.86% | 56.87%-38.0pp | 419.75%-400.9pp | 31.26%-12.4pp |
| Employer contribution / active EE | $6,371 | $4,069+56.6% | $4,936+29.1% | $2,727+133.6% |
| Participant deferral / active EE | $11,624 | $7,996+45.4% | $8,071+44.0% | $4,649+150.0% |
| Admin fee / account holder | $448 | $338+32.4% | $13,005-96.6% | $433+3.4% |