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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,464 | $114,119-18.1% | $107,187-12.8% | $138,895-32.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 9.95% | 273.21%-263.3pp | 204.55%-194.6pp | 145.39%-135.4pp |
| Employer contribution / active EE | $14,824 | $4,059+265.2% | $3,782+291.9% | $4,194+253.4% |
| Participant deferral / active EE | $5,216 | $5,538-5.8% | $5,096+2.4% | $6,396-18.4% |
| Admin fee / account holder | $28,567 | $10,024+185.0% | $9,162+211.8% | $12,562+127.4% |