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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,548 | $81,476+14.8% | $102,383-8.6% | $80,925+15.6% |
| Participation rate | 73.5% | 66.8%+6.7pp | 74.5%-1.0pp | 67.7%+5.9pp |
| Annual return | 7.01% | 25.59%-18.6pp | 24.94%-17.9pp | 35.65%-28.6pp |
| Employer contribution / active EE | $12,226 | $3,105+293.8% | $3,870+215.9% | $2,756+343.6% |
| Participant deferral / active EE | $2,213 | $3,871-42.8% | $5,060-56.3% | $4,299-48.5% |
| Admin fee / account holder | $12,931 | $6,717+92.5% | $8,391+54.1% | $6,940+86.3% |