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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,228 | $77,419-85.5% | $69,461-83.8% | $152,885-92.7% |
| Participation rate | 90.0% | 78.1%+11.9pp | 74.6%+15.4pp | 82.5%+7.5pp |
| Annual return | 15.24% | 39.07%-23.8pp | 28.97%-13.7pp | 345.39%-330.1pp |
| Employer contribution / active EE | $1,735 | $3,315-47.7% | $2,779-37.6% | $4,763-63.6% |
| Participant deferral / active EE | $3,662 | $4,414-17.0% | $3,536+3.6% | $5,851-37.4% |
| Admin fee / account holder | $752 | $6,207-87.9% | $3,840-80.4% | $11,598-93.5% |