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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,554 | $53,774-2.3% | $134,162-60.8% | $79,852-34.2% |
| Participation rate | 36.4% | 58.8%-22.4pp | 72.2%-35.8pp | 69.6%-33.3pp |
| Annual return | 18.07% | 19.01%-0.9pp | 36.35%-18.3pp | 31.72%-13.6pp |
| Employer contribution / active EE | $1,278 | $1,322-3.3% | $3,705-65.5% | $2,471-48.3% |
| Participant deferral / active EE | $1,409 | $2,420-41.8% | $3,500-59.7% | $3,740-62.3% |
| Admin fee / account holder | $42 | $3,985-98.9% | $6,685-99.4% | $5,306-99.2% |