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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,189 | $102,663+269.4% | $86,216+339.8% | $139,466+171.9% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 13.63% | 1924.52%-1910.9pp | 1169.42%-1155.8pp | 373.66%-360.0pp |
| Employer contribution / active EE | $3,398 | $3,035+12.0% | $2,382+42.7% | $4,754-28.5% |
| Participant deferral / active EE | $14,050 | $4,677+200.4% | $3,986+252.5% | $6,712+109.3% |
| Admin fee / account holder | $0 | $8,663-100.0% | $6,853-100.0% | $11,409-100.0% |