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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,483 | $106,918+124.9% | $84,021+186.2% | $152,897+57.3% |
| Participation rate | 66.7% | 75.2%-8.6pp | 69.0%-2.4pp | 82.5%-15.8pp |
| Annual return | 19.46% | 105.01%-85.5pp | 71.32%-51.9pp | 345.43%-326.0pp |
| Employer contribution / active EE | $2,985 | $2,735+9.1% | $1,984+50.5% | $4,764-37.3% |
| Participant deferral / active EE | $8,765 | $4,012+118.5% | $3,239+170.6% | $5,851+49.8% |
| Admin fee / account holder | $0 | $8,288-100.0% | $6,102-100.0% | $11,599-100.0% |