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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,445 | $111,878+291.0% | $93,727+366.7% | $145,897+199.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 9.04% | 204.28%-195.2pp | 133.83%-124.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,552 | $3,092+14.9% | $2,421+46.7% | $4,663-23.8% |
| Participant deferral / active EE | $12,439 | $4,920+152.8% | $4,417+181.6% | $6,689+86.0% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |