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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,840 | $67,602+139.4% | $82,312+96.6% | $70,126+130.8% |
| Participation rate | 94.5% | 72.8%+21.8pp | 76.9%+17.7pp | 69.5%+25.0pp |
| Annual return | 10.07% | 21.57%-11.5pp | 25.88%-15.8pp | 73.15%-63.1pp |
| Employer contribution / active EE | $2,142 | $1,755+22.0% | $2,428-11.8% | $2,343-8.6% |
| Participant deferral / active EE | $6,254 | $2,987+109.4% | $3,706+68.8% | $3,332+87.7% |
| Admin fee / account holder | $17,256 | $4,512+282.5% | $5,608+207.7% | $4,645+271.5% |