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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,212 | $60,349+145.6% | $74,184+99.8% | $62,881+135.7% |
| Participation rate | 96.4% | 72.7%+23.6pp | 76.6%+19.7pp | 69.3%+27.1pp |
| Annual return | 2.53% | 21.38%-18.8pp | 17.74%-15.2pp | 20.14%-17.6pp |
| Employer contribution / active EE | $1,985 | $1,680+18.1% | $2,370-16.3% | $2,281-13.0% |
| Participant deferral / active EE | $5,864 | $2,856+105.3% | $3,550+65.2% | $3,203+83.1% |
| Admin fee / account holder | $3,302 | $4,261-22.5% | $5,586-40.9% | $4,296-23.1% |