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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,217 | $142,361-58.4% | $119,608-50.5% | $134,509-56.0% |
| Participation rate | 38.5% | 82.8%-44.4pp | 79.3%-40.8pp | 81.2%-42.8pp |
| Annual return | -22.11% | -12.46%-9.7pp | -14.98%-7.1pp | 418.13%-440.2pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,648 | $6,468-59.1% | $5,601-52.7% | $6,400-58.6% |
| Admin fee / account holder | $24 | $13,588-99.8% | $10,326-99.8% | $11,427-99.8% |