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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $2,506 |
MORGAN STANLEY SMITH BARNEY1+ years Service code 49 · EIN 26-4310632 | Other Services | $19 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,030 | $33,745-19.9% | $64,105-57.8% | $55,191-51.0% |
| Participation rate | 44.5% | 59.4%-14.9pp | 68.2%-23.7pp | 69.2%-24.7pp |
| Annual return | -0.59% | 4.95%-5.5pp | 791.24%-791.8pp | 10.78%-11.4pp |
| Employer contribution / active EE | $1,367 | $641+113.4% | $1,820-24.9% | $1,899-28.0% |
| Participant deferral / active EE | $2,460 | $1,929+27.5% | $2,822-12.8% | $3,046-19.2% |
| Admin fee / account holder | $29 | $94-69.6% | $4,499-99.4% | $91-68.4% |