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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,650 | $53,546+95.4% | $69,884+49.7% | $68,486+52.8% |
| Participation rate | 89.1% | 64.5%+24.6pp | 70.5%+18.6pp | 67.9%+21.2pp |
| Annual return | -3.42% | -13.87%+10.4pp | 190.81%-194.2pp | -7.85%+4.4pp |
| Employer contribution / active EE | $160 | $2,019-92.1% | $2,560-93.7% | $2,597-93.8% |
| Participant deferral / active EE | $6,821 | $2,957+130.7% | $3,848+77.3% | $4,028+69.4% |
| Admin fee / account holder | $6,242 | $4,693+33.0% | $6,266-0.4% | $5,404+15.5% |