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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,972 | $162,785-40.4% | $133,959-27.6% | $158,950-39.0% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 18.67% | 41.94%-23.3pp | 45.09%-26.4pp | 302.91%-284.2pp |
| Employer contribution / active EE | $10,134 | $4,975+103.7% | $3,919+158.6% | $4,762+112.8% |
| Participant deferral / active EE | $9,754 | $5,910+65.0% | $5,047+93.3% | $5,983+63.0% |
| Admin fee / account holder | $61 | $11,738-99.5% | $8,928-99.3% | $11,248-99.5% |