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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,056 | $57,352-26.7% | $83,831-49.8% | $64,173-34.5% |
| Participation rate | 88.2% | 68.6%+19.6pp | 76.1%+12.1pp | 69.6%+18.7pp |
| Annual return | -9.12% | 11.38%-20.5pp | 850.99%-860.1pp | 7.63%-16.8pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,402 | $2,993+47.1% | $4,082+7.8% | $3,470+26.9% |
| Admin fee / account holder | $345 | $4,046-91.5% | $5,479-93.7% | $4,887-92.9% |