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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,289 | $175,231+25.1% | $149,696+46.5% | $139,466+57.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.00% | 166.77%-152.8pp | 134.46%-120.5pp | 373.66%-359.7pp |
| Employer contribution / active EE | $8,347 | $5,478+52.4% | $4,821+73.1% | $4,754+75.6% |
| Participant deferral / active EE | $8,660 | $6,521+32.8% | $5,682+52.4% | $6,712+29.0% |
| Admin fee / account holder | $1,810 | $16,155-88.8% | $13,212-86.3% | $11,409-84.1% |