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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,805 | $217,432-8.6% | $185,849+7.0% | $167,536+18.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.27% | 148.42%-139.1pp | 122.10%-112.8pp | 478.82%-469.5pp |
| Employer contribution / active EE | $10,000 | $5,875+70.2% | $5,169+93.5% | $4,839+106.7% |
| Participant deferral / active EE | $11,821 | $6,357+85.9% | $5,569+112.3% | $6,342+86.4% |
| Admin fee / account holder | $17,474 | $19,818-11.8% | $16,244+7.6% | $12,315+41.9% |