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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,637 | $89,364+20.4% | $141,177-23.8% | $72,983+47.5% |
| Participation rate | 23.6% | 75.1%-51.5pp | 82.5%-58.8pp | 69.5%-45.9pp |
| Annual return | 28.49% | 111.86%-83.4pp | 71.40%-42.9pp | 81.01%-52.5pp |
| Employer contribution / active EE | $1,491 | $3,115-52.1% | $4,736-68.5% | $2,440-38.9% |
| Participant deferral / active EE | $2,347 | $5,419-56.7% | $6,710-65.0% | $3,608-35.0% |
| Admin fee / account holder | $3,388 | $5,959-43.1% | $10,263-67.0% | $5,124-33.9% |