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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,052 | $107,363+56.5% | $92,909+80.9% | $152,897+9.9% |
| Participation rate | 69.2% | 79.8%-10.6pp | 76.0%-6.8pp | 82.5%-13.2pp |
| Annual return | 19.39% | 145.63%-126.2pp | 109.44%-90.0pp | 345.43%-326.0pp |
| Employer contribution / active EE | $3,859 | $4,222-8.6% | $3,653+5.6% | $4,764-19.0% |
| Participant deferral / active EE | $9,343 | $4,848+92.7% | $4,238+120.4% | $5,851+59.7% |
| Admin fee / account holder | $3 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |