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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,465 | $183,978+43.2% | $162,171+62.5% | $152,885+72.3% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.6%-7.6pp | 82.5%-2.5pp |
| Annual return | 18.49% | 150.78%-132.3pp | 115.60%-97.1pp | 345.39%-326.9pp |
| Employer contribution / active EE | $2,400 | $6,370-62.3% | $5,613-57.2% | $4,763-49.6% |
| Participant deferral / active EE | $18,233 | $8,033+127.0% | $7,297+149.9% | $5,851+211.6% |
| Admin fee / account holder | $62,259 | $13,122+374.5% | $10,843+474.2% | $11,598+436.8% |