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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,187 | $117,829+33.4% | $102,423+53.5% | $145,877+7.8% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.7pp |
| Annual return | 11.98% | 31.83%-19.9pp | 29.42%-17.4pp | 551.28%-539.3pp |
| Employer contribution / active EE | $806 | $3,615-77.7% | $3,023-73.3% | $4,663-82.7% |
| Participant deferral / active EE | $4,788 | $5,732-16.5% | $5,054-5.3% | $6,691-28.4% |
| Admin fee / account holder | $9,370 | $13,335-29.7% | $9,455-0.9% | $13,402-30.1% |