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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,187 | $117,904+33.3% | $102,457+53.4% | $145,978+7.7% |
| Participation rate | 81.0% | 78.6%+2.4pp | 76.5%+4.5pp | 80.3%+0.7pp |
| Annual return | 11.98% | 31.80%-19.8pp | 29.41%-17.4pp | 550.52%-538.5pp |
| Employer contribution / active EE | $806 | $3,613-77.7% | $3,022-73.3% | $4,662-82.7% |
| Participant deferral / active EE | $4,788 | $5,733-16.5% | $5,054-5.3% | $6,690-28.4% |
| Admin fee / account holder | $9,370 | $13,329-29.7% | $9,451-0.9% | $13,400-30.1% |