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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,461 | $115,796+71.4% | $101,264+96.0% | $158,950+24.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.55% | 56.15%-43.6pp | 46.48%-33.9pp | 302.91%-290.4pp |
| Employer contribution / active EE | $3,141 | $4,175-24.8% | $3,660-14.2% | $4,762-34.0% |
| Participant deferral / active EE | $2,410 | $4,958-51.4% | $4,370-44.9% | $5,983-59.7% |
| Admin fee / account holder | $2,627 | $7,247-63.8% | $5,947-55.8% | $11,248-76.6% |