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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,523 | $80,992-33.9% | $96,534-44.6% | $75,173-28.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 13.04% | 27.05%-14.0pp | 25.88%-12.8pp | 160.72%-147.7pp |
| Employer contribution / active EE | $203 | $2,283-91.1% | $2,965-93.2% | $2,671-92.4% |
| Participant deferral / active EE | $2,978 | $3,929-24.2% | $4,851-38.6% | $4,126-27.8% |
| Admin fee / account holder | $5,038 | $6,717-25.0% | $8,253-39.0% | $5,651-10.8% |