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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,669 | $60,349-34.3% | $74,184-46.5% | $62,881-36.9% |
| Participation rate | 93.9% | 72.7%+21.2pp | 76.6%+17.3pp | 69.3%+24.6pp |
| Annual return | 6.89% | 21.38%-14.5pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $197 | $1,680-88.3% | $2,370-91.7% | $2,281-91.4% |
| Participant deferral / active EE | $2,354 | $2,856-17.6% | $3,550-33.7% | $3,203-26.5% |
| Admin fee / account holder | $805 | $4,261-81.1% | $5,586-85.6% | $4,296-81.3% |