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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,380 | $183,516+273.5% | $155,534+340.7% | $145,884+369.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 14.62% | 61.43%-46.8pp | 64.92%-50.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $13,519 | $5,315+154.4% | $4,675+189.2% | $4,662+190.0% |
| Participant deferral / active EE | $2,748 | $6,467-57.5% | $5,630-51.2% | $6,690-58.9% |
| Admin fee / account holder | $15,320 | $19,293-20.6% | $15,900-3.6% | $13,392+14.4% |