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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,237 | $167,353+169.6% | $143,797+213.8% | $134,545+235.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.14% | 0.48%-15.6pp | -0.04%-15.1pp | 418.37%-433.5pp |
| Employer contribution / active EE | $17,764 | $5,620+216.1% | $4,952+258.7% | $4,742+274.6% |
| Participant deferral / active EE | $1,868 | $6,447-71.0% | $5,638-66.9% | $6,401-70.8% |
| Admin fee / account holder | $22,248 | $18,096+22.9% | $14,679+51.6% | $11,431+94.6% |