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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,289 | $80,983+79.4% | $96,544+50.5% | $75,177+93.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.70% | 27.05%-9.3pp | 25.88%-8.2pp | 160.75%-143.0pp |
| Employer contribution / active EE | $4,456 | $2,282+95.2% | $2,966+50.2% | $2,671+66.8% |
| Participant deferral / active EE | $3,544 | $3,929-9.8% | $4,851-26.9% | $4,126-14.1% |
| Admin fee / account holder | $2,486 | $6,717-63.0% | $8,254-69.9% | $5,651-56.0% |