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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,675 | $86,288+27.1% | $111,306-1.5% | $85,851+27.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 14.63% | 19.99%-5.4pp | 54.67%-40.0pp | 318.63%-304.0pp |
| Employer contribution / active EE | $6,600 | $2,044+222.9% | $2,732+141.6% | $2,565+157.3% |
| Participant deferral / active EE | $2,514 | $3,641-31.0% | $4,488-44.0% | $3,952-36.4% |
| Admin fee / account holder | $2,005 | $8,189-75.5% | $7,966-74.8% | $6,261-68.0% |