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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,309 | $135,956-37.3% | $123,894-31.1% | $273,972-68.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -5.14% | 56.63%-61.8pp | 47.52%-52.7pp | 41.46%-46.6pp |
| Employer contribution / active EE | $5,289 | $5,170+2.3% | $4,617+14.6% | $4,869+8.6% |
| Participant deferral / active EE | $2,278 | $6,343-64.1% | $5,984-61.9% | $5,287-56.9% |
| Admin fee / account holder | $2,638 | $9,817-73.1% | $8,357-68.4% | $10,133-74.0% |