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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,740 | $111,787+115.4% | $93,681+157.0% | $145,978+64.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.20% | 203.52%-189.3pp | 133.47%-119.3pp | 550.52%-536.3pp |
| Employer contribution / active EE | $16,909 | $3,093+446.6% | $2,422+598.1% | $4,662+262.7% |
| Participant deferral / active EE | $9,482 | $4,918+92.8% | $4,415+114.8% | $6,690+41.7% |
| Admin fee / account holder | $39,203 | $10,256+282.2% | $8,290+372.9% | $13,400+192.5% |