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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,031 | $159,934-35.0% | $147,005-29.2% | $145,959-28.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 7.09% | 98.24%-91.2pp | 418.76%-411.7pp | 561.95%-554.9pp |
| Employer contribution / active EE | $1,382 | $5,287-73.9% | $4,934-72.0% | $4,661-70.3% |
| Participant deferral / active EE | $3,268 | $8,427-61.2% | $8,070-59.5% | $6,689-51.1% |
| Admin fee / account holder | $18,008 | $15,053+19.6% | $13,006+38.5% | $13,398+34.4% |