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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1 year Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $26,859 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,457 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,761 | $104,479-52.4% | $159,474-68.8% | $79,391-37.3% |
| Participation rate | 85.2% | 76.6%+8.5pp | 82.8%+2.3pp | 70.7%+14.4pp |
| Annual return | 20.21% | 67.98%-47.8pp | 263.68%-243.5pp | 116.88%-96.7pp |
| Employer contribution / active EE | $2,971 | $3,417-13.1% | $4,831-38.5% | $2,428+22.4% |
| Participant deferral / active EE | $9,306 | $6,468+43.9% | $7,353+26.6% | $4,046+130.0% |
| Admin fee / account holder | $126 | $711-82.3% | $10,802-98.8% | $627-79.9% |