Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $11,390 |
Service code 37 · EIN 04-2647786 | Loan Processing | $825 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,231 | $70,917+39.9% | $98,920+0.3% | $73,497+35.0% |
| Participation rate | 40.0% | 73.8%-33.8pp | 76.0%-36.0pp | 70.7%-30.7pp |
| Annual return | 13.01% | 34.18%-21.2pp | 196.47%-183.5pp | 28.51%-15.5pp |
| Employer contribution / active EE | $235 | $2,037-88.5% | $2,689-91.3% | $2,270-89.7% |
| Participant deferral / active EE | $2,437 | $3,501-30.4% | $4,245-42.6% | $3,740-34.8% |
| Admin fee / account holder | $15 | $535-97.1% | $6,643-99.8% | $513-97.0% |