See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $11,390 |
Service code 37 · EIN 04-2647786 | Loan Processing | $825 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,231 | $70,908+39.9% | $98,907+0.3% | $73,488+35.0% |
| Participation rate | 40.0% | 73.8%-33.8pp | 76.0%-36.0pp | 70.7%-30.7pp |
| Annual return | 13.01% | 34.17%-21.2pp | 196.43%-183.4pp | 28.51%-15.5pp |
| Employer contribution / active EE | $235 | $2,036-88.5% | $2,689-91.3% | $2,270-89.7% |
| Participant deferral / active EE | $2,437 | $3,500-30.4% | $4,244-42.6% | $3,740-34.8% |
| Admin fee / account holder | $15 | $535-97.1% | $6,642-99.8% | $513-97.0% |