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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,637 | $81,749-93.1% | $58,544-90.4% | $139,456-96.0% |
| Participation rate | 68.4% | 61.3%+7.1pp | 50.9%+17.6pp | 80.3%-11.9pp |
| Annual return | 33.18% | 7425.45%-7392.3pp | 4249.56%-4216.4pp | 373.45%-340.3pp |
| Employer contribution / active EE | $954 | $1,398-31.8% | $1,053-9.5% | $4,753-79.9% |
| Participant deferral / active EE | $1,825 | $2,555-28.6% | $1,923-5.1% | $6,711-72.8% |
| Admin fee / account holder | $22 | $3,272-99.3% | $2,520-99.1% | $11,407-99.8% |