Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,517 | $52,580-22.9% | $71,671-43.5% | $70,126-42.2% |
| Participation rate | 55.8% | 60.9%-5.1pp | 68.7%-12.9pp | 69.5%-13.7pp |
| Annual return | 10.97% | 20.25%-9.3pp | 20.65%-9.7pp | 73.15%-62.2pp |
| Employer contribution / active EE | $1,935 | $1,616+19.7% | $2,460-21.3% | $2,343-17.4% |
| Participant deferral / active EE | $3,091 | $2,386+29.6% | $3,438-10.1% | $3,332-7.2% |
| Admin fee / account holder | $9,362 | $3,653+156.3% | $5,558+68.4% | $4,645+101.5% |