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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,055 | $75,935+67.3% | $60,547+109.8% | $125,389+1.3% |
| Participation rate | 83.3% | 76.5%+6.8pp | 68.0%+15.4pp | 83.2%+0.1pp |
| Annual return | -0.77% | -5.38%+4.6pp | 335.64%-336.4pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,394 | $3,438-30.4% | $2,419-1.1% | $4,866-50.8% |
| Participant deferral / active EE | $6,050 | $4,506+34.2% | $3,328+81.8% | $5,352+13.0% |
| Admin fee / account holder | $2,353 | $6,768-65.2% | $4,536-48.1% | $9,541-75.3% |