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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,561 | $99,652-33.2% | $78,778-15.5% | $147,585-54.9% |
| Participation rate | 87.5% | 76.2%+11.3pp | 69.2%+18.3pp | 82.8%+4.7pp |
| Annual return | 3.49% | 47.28%-43.8pp | 35.62%-32.1pp | 578.57%-575.1pp |
| Employer contribution / active EE | $3,041 | $2,796+8.8% | $1,986+53.2% | $4,876-37.6% |
| Participant deferral / active EE | $4,210 | $3,664+14.9% | $2,958+42.3% | $5,439-22.6% |
| Admin fee / account holder | $354 | $7,155-95.0% | $5,134-93.1% | $10,885-96.7% |