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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,433 | $127,387+15.0% | $115,038+27.3% | $125,389+16.8% |
| Participation rate | 92.9% | 84.2%+8.7pp | 81.4%+11.5pp | 83.2%+9.7pp |
| Annual return | -1.34% | 31.28%-32.6pp | 26.14%-27.5pp | 282.24%-283.6pp |
| Employer contribution / active EE | $11,568 | $5,166+123.9% | $4,608+151.1% | $4,866+137.7% |
| Participant deferral / active EE | $5,856 | $6,423-8.8% | $6,026-2.8% | $5,352+9.4% |
| Admin fee / account holder | $10,712 | $9,516+12.6% | $8,175+31.0% | $9,541+12.3% |