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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,370 | $114,013+45.0% | $103,693+59.5% | $155,188+6.6% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 80.8%-18.3pp |
| Annual return | 13.38% | 49.31%-35.9pp | 47.61%-34.2pp | 148.84%-135.5pp |
| Employer contribution / active EE | $2,281 | $3,131-27.1% | $2,920-21.9% | $4,248-46.3% |
| Participant deferral / active EE | $6,595 | $4,970+32.7% | $4,579+44.0% | $6,531+1.0% |
| Admin fee / account holder | $47,125 | $8,407+460.5% | $7,858+499.7% | $14,480+225.5% |