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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,370 | $72,071+129.5% | $68,368+141.9% | $137,256+20.5% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 13.38% | 353.14%-339.8pp | 292.57%-279.2pp | 220.34%-207.0pp |
| Employer contribution / active EE | $2,281 | $2,788-18.2% | $2,649-13.9% | $4,156-45.1% |
| Participant deferral / active EE | $6,595 | $4,410+49.5% | $4,123+60.0% | $6,407+2.9% |
| Admin fee / account holder | $47,125 | $5,336+783.2% | $5,150+815.1% | $12,270+284.1% |