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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,576 | $160,028+57.2% | $147,080+71.0% | $145,884+72.4% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 11.72% | 98.60%-86.9pp | 420.17%-408.4pp | 551.85%-540.1pp |
| Employer contribution / active EE | $4,533 | $5,286-14.2% | $4,933-8.1% | $4,662-2.8% |
| Participant deferral / active EE | $6,672 | $8,422-20.8% | $8,066-17.3% | $6,690-0.3% |
| Admin fee / account holder | $5,122 | $15,030-65.9% | $12,989-60.6% | $13,392-61.8% |